:root{
  --green:#65B746;--green-ink:#3F712B;--green-soft:#F1F8EC;--green-off:#B5DBA4;
  --night:#16231C;--night-2:#202721;--night-3:#191F1B;
  --ink:#17211A;--text:#454545;--muted:#5F6B63;--slate:#3E4A41;
  --line:#E2E6E0;--line-2:#D2DBCF;--input:#B9C4B6;--mist:#F4F7F2;--snow:#E8EDE6;--star:#E8A317;
  --head:'Montserrat',system-ui,sans-serif;--body:'Inter',system-ui,sans-serif;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--body);color:#000;background:#fff;line-height:1.5}
img{max-width:100%;display:block}
a{color:var(--green-ink)}a:hover{color:#2E5520}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.h-xl,.h-lg,.h-md{font-family:var(--head);font-weight:900;text-transform:uppercase;margin:0;letter-spacing:-.3px}
.h-xl{font-size:clamp(40px,5.6vw,72px);line-height:.98}
.h-lg{font-size:clamp(28px,4vw,48px);line-height:1.05}
.h-md{font-size:clamp(22px,2.6vw,36px);line-height:1.08}
.hl{color:var(--green)}.hl-ink{color:var(--green-ink)}
.eyebrow{font-family:var(--head);font-size:14px;font-weight:800;color:var(--green-ink);letter-spacing:2px;text-transform:uppercase}
.on-dark .eyebrow{color:var(--green)}
.lead{font-size:19px;line-height:1.55;color:var(--text);margin:0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 28px;border-radius:999px;font-weight:700;font-size:17px;text-decoration:none;border:0;cursor:pointer;font-family:inherit;background:var(--green);color:#000}
.btn:hover{background:#74C455;color:#000}
.btn-ghost{background:rgba(25,31,27,.6);color:#fff;border:1.5px solid rgba(255,255,255,.5)}
.btn-ghost:hover{background:rgba(25,31,27,.8);color:#fff}
.stars{color:var(--star);letter-spacing:2px}
section{position:relative}
.sec{padding:88px 0}
.bg-mist{background:var(--mist)}
.on-dark{background:var(--night);color:#fff}
.center{text-align:center}
.stack{display:flex;flex-direction:column}
.grid{display:grid;gap:24px}
.g3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px}
.card h3{margin:0 0 8px;font-size:20px}
.card p{margin:0;color:var(--text);font-size:16px}
.check{display:inline-flex;align-items:center;gap:8px}
.check svg{flex:none}

/* urgency + header */
.urgency{background:var(--night);color:#fff;padding:10px 16px;text-align:center;font-weight:600;font-size:15px;display:flex;justify-content:center;align-items:center;gap:10px}
.site-head{background:#fff;border-bottom:1px solid var(--line);padding:12px 0}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.site-head .logo img{height:52px;width:auto}
.head-right{display:flex;align-items:center;gap:22px}
.rating{font-size:14px;color:var(--text);display:flex;align-items:center;gap:8px}
.head-phone{color:#000;font-weight:700;text-decoration:none}
.btn-sm{min-height:46px;padding:0 22px;font-size:16px;gap:0;white-space:nowrap}
.icon-btn{width:44px;height:44px;border-radius:50%;border:1.5px solid var(--line-2);display:none;align-items:center;justify-content:center;color:var(--ink)}

/* hero */
.hero{background:var(--night);color:#fff;overflow:hidden}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:60% 50%}
.hero::after{content:"";position:absolute;inset:0;background:rgba(22,35,28,.66)}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,520px);grid-template-areas:"copy quiz" "review quiz";column-gap:48px;row-gap:22px;align-items:center;padding-top:72px;padding-bottom:80px}
.hero-copy{grid-area:copy;align-self:end;min-width:0;display:flex;flex-direction:column;gap:22px}
.review-chip{grid-area:review;align-self:start}
.hero-copy p{margin:0;font-size:20px;color:var(--snow);max-width:560px}
.hero-checks{display:flex;flex-wrap:wrap;gap:10px 22px;font-weight:600}
.review-chip{background:rgba(25,31,27,.72);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:20px 22px;max-width:520px}
.review-chip p{font-size:16px!important;color:#fff!important;margin:8px 0!important}
.review-chip .who{font-size:14px;font-weight:700;color:var(--line-2)}
.review-chip .tag{font-size:13px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--line-2)}
.quiz{grid-area:quiz;min-width:0;background:#fff;color:var(--ink);border-radius:20px;padding:28px;box-shadow:0 24px 60px rgba(0,0,0,.35);display:flex;flex-direction:column;gap:18px}
.quiz-top{display:flex;justify-content:space-between;font-size:14px}
.quiz-top b{color:var(--green-ink)}.quiz-top span{color:var(--muted)}
.quiz h2{margin:0;font-family:var(--head);font-weight:800;font-size:28px;line-height:1.15}
.tiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.tile{background:var(--mist);border:2px solid var(--line);border-radius:14px;text-decoration:none;display:flex;flex-direction:column;align-items:center;gap:6px;padding:14px 10px 16px;min-height:150px;color:var(--ink);font-weight:700;font-size:17px;transition:border-color .15s,background .15s}
.tile:hover{border-color:var(--green);background:var(--green-soft);color:var(--ink)}
.tile img{width:100%;height:96px;object-fit:contain}
.q-mark{height:96px;display:flex;align-items:center;justify-content:center}
.q-mark span{width:72px;height:72px;border-radius:50%;background:#fff;border:2px solid var(--line-2);display:flex;align-items:center;justify-content:center;font-family:var(--head);font-weight:900;font-size:40px;color:var(--green-ink)}
.quiz-foot{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:14px}

/* trust + ticker */
.trust{background:var(--night-2);color:#fff;padding:20px 0}
.trust .wrap{display:flex;flex-wrap:wrap;justify-content:space-around;gap:14px 36px;font-size:15px;font-weight:600}
.dot{width:8px;height:8px;border-radius:50%;background:var(--green);display:inline-block;margin-right:8px;flex:none}
.ticker{background:#fff;padding:22px 0 26px;border-bottom:1px solid var(--line);overflow:hidden}
.ticker-label{text-align:center;font-family:var(--head);font-size:13px;font-weight:800;color:var(--muted);text-transform:uppercase;letter-spacing:2px;margin-bottom:18px}
.ticker-track{display:flex;align-items:center;width:max-content;animation:tick 40s linear infinite}
.ticker:hover .ticker-track{animation-play-state:paused}
.ticker-item{width:220px;height:64px;flex:none;display:flex;align-items:center;justify-content:center;padding:0 28px}
.ticker-item img{max-width:100%;object-fit:contain}
@keyframes tick{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.ticker-track{animation:none;flex-wrap:wrap;width:auto;justify-content:center}.ticker-track .dup{display:none}}

/* compare */
.compare{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}
.compare>div{border-radius:20px;padding:32px;display:flex;flex-direction:column;gap:12px;font-size:17px;line-height:1.45}
.old{background:var(--mist);border:1px solid var(--line);color:var(--text)}
.new{background:var(--night);color:var(--snow)}
.compare .t{font-family:var(--head);font-size:22px;font-weight:800;text-transform:uppercase}
.old .t{color:var(--muted)}.new .t{color:var(--green)}

/* rides */
.feature{display:flex;flex-wrap:wrap;background:var(--night);color:#fff;border-radius:20px;overflow:hidden}
.feature img{flex:1 1 520px;min-width:0;height:420px;object-fit:cover}
.feature .body{flex:1 1 380px;min-width:0;padding:40px;display:flex;flex-direction:column;gap:16px;justify-content:center}
.feature p{margin:0;font-size:17px;color:var(--snow)}
.ride{background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden}
.ride img{width:100%;height:240px;object-fit:cover}
.ride .body{padding:24px;display:flex;flex-direction:column;gap:8px}
.ride .tag{font-size:13px;font-weight:700;color:var(--green-ink);text-transform:uppercase;letter-spacing:1px}
.ride h3{margin:0;font-family:var(--head);font-weight:800;font-size:24px;text-transform:uppercase}
.ride p{margin:0;color:var(--text)}

/* steps */
.num{width:52px;height:52px;border-radius:50%;background:var(--green);display:flex;align-items:center;justify-content:center;font-family:var(--head);font-weight:900;font-size:22px;margin-bottom:6px}

/* use case */
.mosaic{flex:1 1 420px;min-width:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.mosaic img{width:100%;object-fit:cover;border-radius:16px}
.mosaic .tall{grid-row:span 2;height:480px}.mosaic .short{height:232px}

/* reviews / promise / faq */
.review{background:var(--mist);border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:14px}
.review p{margin:0;color:var(--ink)}.review .who{font-weight:700;font-size:15px;margin-top:auto}
.promise{display:flex;flex-direction:column;gap:12px;max-width:880px;margin:0 auto;font-size:18px}
.promise div{display:flex;gap:14px;align-items:center;border:1px solid var(--line);border-radius:14px;padding:18px 20px}
.faq{max-width:860px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 22px}
.faq summary{font-weight:700;font-size:18px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--head);font-weight:800;color:var(--green-ink)}
.faq details[open] summary::after{content:"–"}
.faq p{margin:12px 0 0;color:var(--text)}

/* final cta + lenders + footer */
.final{overflow:hidden}
.final .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.final::after{content:"";position:absolute;inset:0;background:rgba(22,35,28,.74)}
.final .inner{position:relative;z-index:1;max-width:860px;margin:0 auto;padding:100px 24px;text-align:center;display:flex;flex-direction:column;gap:22px;align-items:center}
.final p{margin:0;font-size:19px;color:var(--snow)}
.btn-row{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}
.lenders{padding:56px 0;border-bottom:1px solid var(--line)}
.lender-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin-top:24px}
.lender-grid div{height:96px;border:1px solid var(--line);border-radius:14px;display:flex;align-items:center;justify-content:center;padding:12px}
.lender-grid img{max-height:64px;width:auto;object-fit:contain}
.lender-grid img.fit{max-height:34px}
.site-foot{background:var(--night-3);color:var(--line-2);padding:48px 0 32px;font-size:14px}
.site-foot a{color:#fff}
.foot-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px}
.white-chip{background:#fff;border-radius:12px;padding:10px 14px;display:inline-block}
.white-chip img{height:44px;width:auto}
.foot-links{display:flex;flex-wrap:wrap;gap:18px;align-items:center}
.legal{border-top:1px solid #2E3830;margin-top:24px;padding-top:20px;font-size:12px;line-height:1.6;color:#B9C4B6}
.legal a{color:var(--green)}
.sticky-cta{display:none}

/* ---------- mobile ---------- */
@media (max-width:960px) and (min-width:761px){
  .hero .wrap{grid-template-columns:minmax(0,1fr);grid-template-areas:"copy" "quiz" "review"}
  .quiz,.review-chip{max-width:560px}
}
@media (max-width:760px){
  .wrap{padding:0 16px}
  .sec{padding:52px 0}
  .urgency{font-size:13px;padding:9px 16px}
  .site-head .wrap{flex-wrap:nowrap}
  .site-head .logo img{height:36px}
  .btn-sm{padding:0 16px;font-size:14px;min-height:44px}
  .rating,.head-phone{display:none}
  .icon-btn{display:flex}
  .head-right{gap:8px}
  .btn-sm .long{display:none}
  .hero .wrap{grid-template-columns:minmax(0,1fr);grid-template-areas:"copy" "quiz" "review";padding-top:32px;padding-bottom:28px;row-gap:20px}
  .hero-copy{gap:16px}
  .hero-copy p{font-size:16px}
  .hero-checks{display:none}
  .quiz{padding:20px 16px;gap:14px}
  .review-chip{padding:16px}
  .quiz h2{font-size:22px}
  .tile{min-height:124px;font-size:15px;padding:10px 6px 12px}
  .tile img,.q-mark{height:76px}
  .q-mark span{width:58px;height:58px;font-size:32px}
  .trust .wrap{display:grid;grid-template-columns:1fr 1fr;font-size:13px;gap:10px 12px}
  .ticker{padding:16px 0 18px}
  .ticker-label{font-size:11px;margin-bottom:12px}
  .ticker-item{width:150px;height:46px;padding:0 18px}
  .ticker-item img{transform:scale(.72)}
  .lead{font-size:16px}
  .compare>div{padding:22px;font-size:15px}
  .feature img{height:230px;flex-basis:100%}
  .feature .body{padding:20px}
  .feature .btn{width:100%}
  .ride img{height:200px}
  .mosaic{gap:10px}.mosaic .tall{height:300px}.mosaic .short{height:145px}
  .card,.review{padding:20px}
  .promise{font-size:15px}.promise div{padding:14px 16px}
  .faq details{padding:16px}.faq summary{font-size:16px}
  .final .inner{padding:60px 16px}
  .final .btn{width:100%}
  .lender-grid{grid-template-columns:1fr 1fr;gap:10px}.lender-grid div{height:76px}
  .lender-grid img{max-height:56px}.lender-grid img.fit{max-height:26px}
  .btn-full-m{width:100%}
  .site-foot{padding-bottom:110px}
  .sticky-cta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:20;background:#fff;border-top:1px solid var(--line);padding:10px 16px calc(12px + env(safe-area-inset-bottom));gap:10px;box-shadow:0 -8px 24px rgba(0,0,0,.08)}
  .sticky-cta .btn{flex:1;min-height:52px;font-size:16px}
  .sticky-cta .icon-btn{width:52px;height:52px;flex:none}
}